If you’re in the market for a new vehicle but don’t have cash on hand to pay for it upfront, car financing is the perfect solution. Financing allows you to pay for the vehicle over time, which means you keep more money in your bank account and may be able to buy an even nicer vehicle. There are several benefits associated with financing your next vehicle through your local CDJR dealership.
1. We’ll Handle the Paperwork for You
Buying a new vehicle is exciting, and you’ll be eager to get behind the wheel. When you finance through our dealership, our experienced team will handle most of the paperwork and legwork for you. We’ll share your credit application with the network of lenders we work with and bring their offers back to you for a final decision.
If you’d like personalized assistance in selecting the best offer for your budget and lifestyle, we can help with that as well. Financing through our dealership is completed efficiently and without hassle so that you can quickly hit the road with your new set of wheels.
2. You’ll Get a Great Interest Rate
Because we’ll check with various lenders when assembling your financing package, you can rest assured that you’ll be offered a competitive interest rate. Getting a great rate will save you money in interest fees over the life of the loan. We also frequently offer manufacturer incentives and other promotions, like cash rebates or zero-percent interest rates. These special offers further reduce the cost of your loan.
3. You’ll Have Flexible Financing Options
We offer a range of financing options, including traditional car loans and special programs for first-time buyers or those with blemished credit records. We’re also able to offer loans with longer terms, which means you’ll have a longer period to repay the loan. Loans with longer terms often come with lower monthly payments, which can be more budget-friendly.
4. You Can Add the Amenities You Want
When you finance a vehicle, you don’t have to pay the purchase price all at once. Because you’ll be spreading out the payments, you may find that you have the money to purchase a nicer vehicle than you otherwise would have. You may also be able to add optional amenities, like roof racks.
5. You May Improve Your Credit
Financing a vehicle and then paying off the loan through a series of on-time payments is a terrific way of establishing a good credit record, or improving a credit score that needs work. Vehicle financing allows you to demonstrate to lenders that you can be counted on to handle debt responsibly.
Vehicle financing is an easy solution that gives you financial flexibility. When you’re ready to finance your next vehicle, come see us at Black Chrysler Dodge Jeep Ram in Statesville, NC.
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